Few joys can match the pride of owning the roof over your head, but you may have to make some sacrifices. There's the financial responsibility, but your home will also require constant care. That's what real pride of ownership is all about.

Your first home will be the biggest financial obligation you've ever faced. You should ideally have saved up some money for a down payment and cleared any large debts. Did you know you can buy with 0% down or that you can finance a modular home?

Ottawa is a safe, clean city in which to raise a family, with a wide variety of neighbourhoods. The Ottawa market is relatively stable and has been for many many years. It is a great city to invest in.

If you're selling your home and buying another, you don't really have to worry about playing the market. If you sell your existing home for a 'low' price, you're probably also buying at a low price.

It's true that home sales tend to cool down during the winter months. The spring brings growth and increased acitvity to the market.

Many people are able to time their sale and purchase so they happen on the same closing date. As a buyer, you can make your offer conditional on the sale of your existing home, so you're not paying for the upkeep of two homes. When selling, you can try to extend the closing period to give yourself more time to find your next home. There is also the option of bridge financing if your closing dates don't align.